Virtual CFO & Business Advisory Services

Pillar Business Solutions provides virtual CFO services in the Quad Cities to help small businesses plan for growth, manage cash flow, and make informed financial decisions. Our fractional CFO support gives you access to expert advice and customized reporting from professionals who understand Iowa and Illinois businesses inside and out.

Strategic Financial Planning

We bring clarity to your numbers with tailored financial planning services. From forecasting and budgeting to setting revenue and expense targets, our fractional CFO services in Iowa help you plan for sustainable success. By regularly reviewing performance, we help you identify strengths, address challenges early, and stay on track to reach your financial goals. Pillar Business Solutions acts as a true partner, turning raw data into meaningful business insights that guide smarter decisions.

Cash Flow Management

Consistent cash flow is the lifeblood of every small business. Our team analyzes your income and expenses to develop customized cash flow projections and payment strategies. We help manage the timing of receivables and payables, reduce shortages, and identify opportunities to build reserves or improve liquidity. With Pillar’s outsource CFO in Bettendorf, you’ll have a clear picture of where your money goes and how to keep it working for your business.

Financial Analysis & Reporting

Beyond standard bookkeeping, we deliver financial analysis that shows how your business is performing—and how to improve it.

• Performance tracking: We measure KPIs and profitability ratios to monitor ongoing health.
• Break-even and margin analysis: Find the balance between revenue and cost to improve efficiency.
• Forecasting and scenario modeling: Plan for expansion, investments, or hiring decisions with data-driven projections.

Our team translates complex financial data into actionable advice, helping you make confident, informed decisions.

Business Consulting Services

Pillar Business Solutions provides consulting that goes beyond accounting. We assist with internal controls, business valuations, and succession planning to support long-term continuity. For new ventures, we offer startup consulting to help structure your business and develop reliable systems from day one. Whether you need high-level strategy or process refinement, our business advisory services in the Quad Cities give you the guidance and accountability to move forward confidently.

When Do You Need a Virtual CFO?

Many small businesses reach a stage where basic accounting isn’t enough. You may be growing quickly, preparing to apply for financing, or simply ready to understand your financials on a deeper level. Our virtual CFO in the Quad Cities can provide guidance when you’re planning for expansion, considering investments, or navigating complex reporting requirements. With flexible, part-time support, you get professional insight without the overhead of hiring an in-house CFO.